Legal Disclaimers

No Consultant-Client Relationship Through Website Use

Explicit Notice: Accessing, browsing, or interacting with this website, including but not limited to reading articles, submitting contact forms, downloading resources, or engaging with interactive features, does not and will not create a consultant-client relationship with Azadeh Haidari-Garmash (RCIC #R710318) or any representative of Visavio Inc.

A professional consultant-client relationship with our firm is established only when all of the following conditions are met:

• Both parties have executed a written service agreement specifying scope, fees, and terms
• We have formally confirmed in writing our ability and willingness to represent you
• Required initial fees or retainers have been received and processed
• We have conducted conflict checks and confirmed no impediments to representation
• You have received written confirmation of engagement commencement

Communications Are Not Privileged or Confidential

Until a formal consultant-client relationship is established through the process described above:

• No duty of confidentiality exists regarding information you share through this website
• Communications are not protected by consultant-client privilege
• We have no obligation to protect or secure information you voluntarily provide
• Information submitted may be viewed by multiple staff members or third parties
• We may decline representation after reviewing your initial inquiry

Educational Purpose Only

All content on this website, including but not limited to articles, blog posts, guides, tools, calculators, forums, comments, and multimedia materials:

• Provides general educational information about Canadian immigration processes
• Is intended solely for informational and educational purposes
• Does not constitute professional immigration consulting advice
• Is not tailored to any individual's specific circumstances
• Should not be relied upon as the sole basis for immigration decisions
• May not apply to your particular situation or jurisdiction

No Substitute for Professional Consultation

Critical Disclaimer: Immigration outcomes depend on individual circumstances including but not limited to:

• Personal background, education, and work experience
• Country of citizenship and residence history
• Criminal history and medical conditions
• Family composition and relationships
• Specific program requirements at time of application
• Officer discretion and interpretation

You should not take any action or refrain from taking action based solely on website content without first consulting with a Regulated Canadian Immigration Consultant (RCIC) or immigration lawyer about your specific circumstances.

Examples and Case Studies

Any examples, case studies, or scenarios presented on this website are:

• Illustrative only and may be simplified for clarity
• Based on specific facts that may not apply to your situation
• Subject to laws and policies current at time of occurrence
• Not predictive of outcomes in other cases
• Potentially outdated due to subsequent law changes

Regulated Professional Services

Azadeh Haidari-Garmash is a Regulated Canadian Immigration Consultant (RCIC #R710318) in good standing with the College of Immigration and Citizenship Consultants (CICC). Our services are governed by:

• The College of Immigration and Citizenship Consultants Act (S.C. 2019, c. 29, s. 292)
• CICC Code of Professional Conduct (SOR/2022-128)
• CICC Regulations and By-laws
• Immigration and Refugee Protection Act and Regulations

Verification: You may verify license status at any time through the CICC Public Register: https://college-ic.ca/

No Guarantees of Success

Mandatory Disclosure per CICC Code Section 44(2)(b):

• We CANNOT and DO NOT guarantee immigration application success
• We CANNOT guarantee specific processing times
• We CANNOT ensure any particular outcome
• Immigration decisions rest solely with Government of Canada officials
• Each application is assessed individually based on applicable law and evidence
• Past success does not predict future results

No Special Government Relationship

Mandatory Disclosure per CICC Code Section 44(2)(c):

• We are private sector professionals, not government employees
• We have no special relationship with Immigration, Refugees and Citizenship Canada (IRCC)
• We cannot expedite processing beyond normal procedures
• We have no special access to immigration officers or decision-makers
• We cannot influence government decisions through special channels

Errors and Omissions

Professional Liability Limitation: Despite best efforts to maintain accuracy:

• Unintentional errors in legal explanation may occur
• We carry professional liability insurance as required by CICC
• Any claims regarding professional services are subject to the limitation periods in applicable provincial limitation acts
• Errors in free website content do not constitute professional negligence absent a consultant-client relationship
• Readers assume all risk in relying on website content without professional consultation

Rapidly Changing Legal Landscape

Time-Sensitive Nature of Immigration Information: Canadian immigration law, regulations, policies, and procedures change frequently and often without advance notice. Information that is accurate today may become outdated tomorrow due to:

• Legislative amendments to the Immigration and Refugee Protection Act
• Regulatory changes published in the Canada Gazette
• Ministerial Instructions issued without notice
• Program updates, suspensions, or terminations
• Federal Court or Supreme Court decisions affecting interpretation
• IRCC operational bulletins and program delivery updates
• Processing time variations based on global events
• Country-specific requirements or restrictions

"As Is" Information Provision

All information on this website is provided "AS IS" without warranties or representations of any kind, either express or implied, including but not limited to:

• Warranties of accuracy, completeness, or currentness
• Warranties of merchantability or fitness for particular purpose
• Warranties that information meets your specific needs
• Warranties regarding outcomes or results
• Warranties of non-infringement of third-party rights

Program Names and Terminology

Nomenclature Disclaimer: Immigration program names, acronyms, and terminology may be referenced using:

• Common or colloquial terms rather than exact official designations
• Simplified program names for clarity and readability
• Historical names that may have been officially changed
• Translations or interpretations of French program names
• Abbreviations or acronyms that may vary from official usage

While we strive for accuracy, minor variations in program naming, capitalization, or terminology do not constitute legal advice or misrepresentation. Users must verify exact official program names and requirements through IRCC official sources before submitting applications. Program names and structures are controlled by the Government of Canada and subject to change without notice.

Legal Interpretation and Explanation Disclaimer

CRITICAL NOTICE - Interpretation of Immigration Law:

• Simplified Explanations: Legal concepts may be simplified for general understanding and may not capture all nuances, exceptions, or complexities
• Interpretation Variance: Our interpretation of immigration laws, regulations, and policies may differ from IRCC's interpretation or judicial determinations
• Incomplete Analysis: Articles cannot address every possible scenario, exception, condition, or regulatory interpretation
• Officer Discretion: Immigration officers retain discretion in applying law to individual cases, regardless of how we explain the law
• Evolution of Interpretation: Legal interpretations evolve through court decisions, operational bulletins, and program delivery updates not immediately reflected here
• Translation Issues: When explaining laws available in both official languages, translation or interpretation differences may occur
• Jurisdictional Variations: Provincial components of immigration programs may have specific requirements we have not fully detailed

No Legal Opinion

Nothing on this website constitutes a legal opinion regarding:

• The correct interpretation of any statute, regulation, or policy
• How law applies to any specific factual situation
• The likelihood of success of any immigration application or proceeding
• Strategic advice on immigration pathways or timing
• The constitutionality or validity of any immigration requirement

Verification Responsibility

Your Obligation: Before making any immigration-related decision or taking action based on website content, you must:

• Verify current requirements with official Government of Canada sources
• Consult the IRCC website at canada.ca/immigration
• Review applicable Ministerial Instructions and Program Delivery Updates
• Confirm processing times for your specific situation
• Seek professional consultation for your individual circumstances

Maximum Extent Permitted by Law

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, neither Visavio Inc., Azadeh Haidari-Garmash, nor any directors, officers, employees, agents, contractors, successors, or assigns shall be liable for:

Excluded Damage Types:

• Indirect, Incidental, or Consequential Damages of any nature
• Special, Exemplary, or Punitive Damages regardless of cause
• Lost Profits, Revenue, or Business Opportunities
• Lost Data or Information
• Business Interruption or lost productivity
• Immigration Application Refusals or negative decisions
• Missed Deadlines or time limitations
• Travel Costs or relocation expenses
• Emotional Distress or mental anguish
• Reputational Harm or loss of goodwill
• Third-Party Claims against you

This limitation applies regardless of:

• The legal theory (contract, tort, negligence, strict liability, or otherwise)
• Whether we were advised of the possibility of such damages
• Whether such damages were foreseeable
• Whether any remedy fails its essential purpose

Aggregate Liability Cap

For any claims arising from or related to this website or its content, our total aggregate liability shall not exceed the greater of:

• One hundred Canadian dollars ($100 CAD); or
• The amount you paid us in the twelve months preceding the claim

Jurisdictional Limitations

Some jurisdictions limit disclaimer scope for consumer transactions. Where such limitations apply by law, our liability is limited to the minimum extent permitted. For commercial relationships, these limitations apply in full.

Exceptions

These limitations do not apply to liability that cannot be excluded by law, including:

• Death or personal injury caused by negligence
• Fraud or fraudulent misrepresentation
• Willful misconduct or gross negligence
• Violations of applicable consumer protection statutes

Use of AI-Assisted Technologies

Transparency Notice: This website employs artificial intelligence and machine learning technologies to enhance content quality and user experience. Specifically:

• Content creation assistance for research, drafting, and editing
• Language optimization and grammar enhancement tools
• Translation assistance for multilingual content
• Data analysis for identifying immigration trends and patterns
• User experience optimization through behavior analysis
• Automated responses for frequently asked questions

Human Oversight and Review

Notwithstanding AI assistance:

• All content undergoes review by qualified human professionals
• Legal and regulatory compliance is verified by licensed RCICs
• Final editorial decisions rest with human experts
• AI-generated content is fact-checked against official sources
• Professional judgment supersedes algorithmic recommendations
• Client-specific advice always involves human consultation

AI Limitations Acknowledgment

AI systems have inherent limitations including:

• Potential for generating inaccurate or outdated information
• Inability to understand nuanced individual circumstances
• Lack of professional judgment and ethical reasoning
• Possible biases in training data or algorithms
• Cannot replace professional human expertise

Technologies Currently Employed

We currently use or may use the following AI and automation tools:

• OpenAI GPT models for content assistance
• Claude (Anthropic) for research and analysis
• Grammarly for writing enhancement
• Google Analytics for usage pattern analysis
• Automated testing tools for website functionality
• Machine translation services for multilingual support

External Website Links

This website contains hyperlinks to third-party websites including but not limited to:

• Government of Canada official websites (IRCC, CBSA, CRA)
• Provincial and territorial government sites
• Foreign government immigration authorities
• Educational institutions and designated learning institutions
• Professional regulatory bodies
• News and media organizations
• Legal information databases

No Endorsement or Control

Important Disclaimer: These external links are provided solely for your convenience and information. We explicitly disclaim:

• Any endorsement, approval, or recommendation of external sites
• Responsibility for content, accuracy, or legality of external sites
• Control over external site availability or modifications
• Liability for products, services, or information on external sites
• Responsibility for privacy practices of external sites
• Damages arising from your use of external resources

Your Assumption of Risk

By clicking external links, you acknowledge that:

• You are leaving our website at your own risk
• External sites are governed by their own terms and privacy policies
• We are not responsible for any consequences of external site use
• You should review external site policies before providing information
• External site accuracy should be independently verified

User-Generated Content

If this website permits user comments, reviews, or forum posts:

• User content represents individual opinions, not our views
• We do not pre-screen all user submissions
• We are not responsible for user content accuracy or appropriateness
• We reserve the right to remove content violating our policies
• Users are solely responsible for their submissions

Reporting Inappropriate Content

To report problematic third-party content or broken links, contact: compliance@visavio.ca

Ownership and Protection

© 2025 Visavio Inc. All Rights Reserved.

All content on this website is protected by Canadian and international intellectual property laws, including:

• Written articles, guides, and blog posts
• Graphics, logos, and visual designs
• Photography and illustrations
• Videos and multimedia content
• Software code and website functionality
• Databases and compilations
• Trademarks and service marks

Prohibited Uses

Without our prior written consent, you may not:

• Reproduce, duplicate, or copy any website content
• Distribute, publicly display, or perform our content
• Create derivative works based on our materials
• Use content for commercial purposes
• Remove or alter copyright notices
• Claim ownership of our intellectual property
• Use automated systems to scrape or harvest content
• Reverse engineer website functionality

Permitted Fair Dealing

Limited use may be permitted under the Copyright Act's fair dealing provisions for:

• Research or private study
• Criticism or review (with attribution)
• News reporting (with attribution)
• Education (within statutory limits)

Fair dealing requires consideration of purpose, character, amount used, alternatives, nature of work, and effect on market value.

DMCA-Style Notice Procedure

To report alleged copyright infringement, provide written notice to legal@visavio.ca including:

• Identification of copyrighted work claimed to be infringed
• Identification of allegedly infringing material and its location
• Your contact information (name, address, email, phone)
• Statement of good faith belief that use is unauthorized
• Statement under penalty of perjury that information is accurate
• Physical or electronic signature of copyright owner or agent

AI-Generated Content Copyright

Content created with AI assistance remains protected by copyright to the extent of human authorship, selection, arrangement, and creative editing applied by our team.

Your Indemnification Obligations

By using this website, you agree to indemnify, defend, and hold harmless Visavio Inc., Azadeh Haidari-Garmash, and all affiliated parties, directors, officers, employees, agents, contractors, successors, and assigns from and against:

All Claims and Damages Arising From:

• Your Website Use: Any claim arising from your access to or use of this website
• Violation of Terms: Your breach of these disclaimers or website terms of use
• Misrepresentation: False, misleading, or incomplete information you provide
• Third-Party Rights: Your infringement of any third-party rights
• Unlawful Conduct: Your illegal activities or regulatory violations
• Immigration Violations: Your non-compliance with immigration laws
• Document Authenticity: Submission of fraudulent or altered documents
• Professional Advice: Actions taken contrary to professional recommendations
• Unauthorized Practice: Your unauthorized practice of immigration consulting
• Government Claims: Any government enforcement action related to your conduct

Scope of Indemnification

Your indemnification obligations include:

• All damages, losses, and liabilities of any kind
• Reasonable attorney fees and legal costs
• Settlement amounts approved by you (approval not unreasonably withheld)
• Court-awarded costs and expenses
• Regulatory fines or penalties arising from your conduct
• Investigation and defense costs

Survival and Enforcement

These indemnification obligations:

• Survive termination of your website use
• Are not limited by any liability caps in these disclaimers
• Apply regardless of the legal theory of any claim
• May be enforced by any indemnified party

Defense and Settlement

We reserve the right to:

• Assume exclusive defense of any indemnified claim
• Require your cooperation in defense
• Approve any settlement affecting our interests
• Seek injunctive relief to prevent ongoing harm

RCIC Registration and Verification

Business Information

• Company: Visavio Inc.
• Business Type: Immigration Consulting Services
• Jurisdiction: Ontario, Canada
• Services: Canadian Immigration Consulting (Federal Programs)

Authorized Contact Methods

IMPORTANT: We operate exclusively within Canada. Any person or entity outside Canada claiming to represent Visavio Inc. or Azadeh Haidari-Garmash is unauthorized and potentially fraudulent.

Official Website: https://visavio.ca

Legal Notices: legal@visavio.ca

Compliance Issues: compliance@visavio.ca

Privacy Officer: privacy@visavio.ca

Fraud Prevention Notice

Document Authenticity

This disclaimer page may be updated periodically. The current version is always available at: https://visavio.ca/disclaimers

Document Version: 1.0
Implementation Date: January 15, 2025
Review Frequency: Quarterly

Governing Law and Jurisdiction

These disclaimers and your website use are governed by the laws of Ontario, Canada, without regard to conflict of law principles. You consent to the exclusive jurisdiction of Ontario courts for any disputes, except where prohibited by law.

Severability

If any provision is deemed invalid, illegal, or unenforceable, the remaining provisions continue in full force. Invalid provisions will be modified to the minimum extent necessary for enforceability.

Entire Agreement

These disclaimers, together with our Terms of Use and Privacy Policy, constitute the entire agreement regarding website use and supersede all prior understandings.

No Waiver

Our failure to enforce any provision does not constitute waiver of that provision or any other right. Waivers must be in writing and signed by an authorized representative.

Force Majeure

We are not liable for failures or delays due to circumstances beyond reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemic, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

Electronic Communications

You consent to receive electronic communications from us. Electronic communications satisfy any legal requirement for written communications.

Language

These disclaimers are drafted in English. Any translation is for convenience only. In case of conflict, the English version prevails.

Questions or Concerns

For questions about these disclaimers, contact our Legal Department at: legal@visavio.ca

Regulatory Compliance Declaration

This website operates in full compliance with the College of Immigration and Citizenship Consultants Act and Code of Professional Conduct (SOR/2022-128).

Section 44 Marketing Compliance

In accordance with Section 44 of the Code:

• ✓ We prominently display RCIC credentials (Section 44(1))
• ✓ We include CICC public register link (Section 44(1))
• ✓ We explicitly state no guarantees (Section 44(2)(b))
• ✓ We disclaim government relationships (Section 44(2)(c))
• ✓ All content serves public interest through education

Public Education vs. Professional Services Distinction

As recognized in CICC's Interpretation Guide:

• This website provides "public informational activities" which are permitted
• General information does not create client relationships
• Professional advice requires individual consultation with formal engagement
• Educational content is distinguished from regulated professional services

Consumer Protection Measures

To protect consumers and ensure regulatory compliance:

• We require written agreements before providing professional services
• We maintain clear boundaries between education and consultation
• We explicitly state when content is not personalized advice
• We direct users to verify information with official sources
• We maintain professional liability insurance as required

Complaint Response Protocol

Any regulatory concerns are taken seriously. We maintain:

• Documentation of all disclaimer versions and dates
• Records of website content updates and reviews
• Evidence of regular compliance audits
• Professional liability insurance per CICC requirements
• Immediate response protocols for CICC inquiries